Terms of Use

Updated: July 25th, 2018

IMPORTANT: READ THESE TERMS OF USE (“TERMS OF USE”) CAREFULLY BEFORE CONTINUING USE OF THE NETVEST SITE. BY ENTERING THE SITE, YOU SIGNIFY THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO FOLLOW THE TERMS OF USE, INCLUDING, WITHOUT LIMITATION, THE TERMS AND CONDITIONS OF DOCUMENTS THAT ARE INCORPORATED BY REFERENCE HEREIN. IF YOU DO NOT AGREE TO ALL THE TERMS AND CONDITIONS IN THESE TERMS OF USE, YOU MUST LEAVE THE SITE IMMEDIATELY AND MAY NOT REGISTER AN ACCOUNT WITH NETVEST.

REMEMBER: AS DETAILED BELOW, NETVEST CONTENT IS DESIGNED FOR EDUCATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE INVESTMENT ADVICE.

These Terms of Use govern the use of our website www.netvest.com (“Website”) and the Netvest mobile applications on iTunes and Google Play Store (“Application”), each of which is operated by Netvest Holdings, LLC (the “Company” or “Netvest”). The “Website” and “Application” are sometimes collectively referred to herein as the “Services.” The Terms of Use govern use of our Services on both a free and paid basis. The terms and conditions set forth in these Terms of Use constitute the entire agreement between us and users of the Services (“Users”). We will not be bound by any additional or different terms on other documents that are inconsistent with these terms. By using the Services and/or registering for a Netvest account you signify that you have read, understand and agree to be bound by these Terms of Use. We reserve the right, at our sole discretion, to change, modify, add, or delete portions of these Terms of Use at any time without further notice. If we do this, we will post the changes to these Terms of Use on the Website and Application and will indicate the Terms of Use's effective date. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms of Use. If you do not agree to abide by these or any future Terms of Use, please do not use the Website or Application. It is your responsibility to regularly review these Terms of Use.

By registering for an account and/or accessing the Services through the Website, Facebook or any other means, you agree to be bound by these Terms of Use, without reservation. Specifically, you agree that any and all information submitted to us through any registration process is subject to these Terms of Use.

Disclaimer Regarding Investment Advice

The Company and its authors (“Authors” or “Investors”) and affiliates are not investment advisers or brokers, and are not registered as such. The trading and investing ideas and strategies discussed on the Services are not recommendations or solicitations to buy or sell any security and are not intended to provide any investment advice and/or recommendations of any kind, but are made available solely for educational and informational purposes. No content published on the Services constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person and the content published on the Services is not advice to you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter.

Any investment in any security is subject to a number of risks, and discussions of any security published on the Services will not identify or describe all or, in some cases, any relevant risk factors. Some of the stocks about which content is published on the Services have a low market capitalization, and/or limited public float. Such stocks are subject to more risk than stocks of larger companies, including greater volatility, lower liquidity and less publicly available information.

The Company takes no responsibility for your trades and investments. Accordingly, we recommend that you always consult your own registered investment adviser or broker before initiating any trade.

Content published on the Services written by our Authors often refers to stocks in which the Author holds a position at the time of publication; please refer to each Author’s tracking portfolio for information regarding such positions. Those tracking portfolios can be found by selecting the relevant Author under the “Investors” menu on the Application.

Our Authors are required to disclose in their posts any purchase or sale of a security in their tracking portfolios, including any then current intent to buy or sell a security. There may be a lag between the time of such purchases or sales and posting to tracking portfolios. Our Authors also may disclose ownership of securities in their posts that are not in their tracking portfolios. Our Authors are further required to disclose any material relationship with the issuer of any security mentioned in their posts.

We may from time to time republish or link to content not written by our Authors on the Services. The Authors of that content may or may not hold positions in the securities mentioned in that content and may or may not be subject to disclosure policies regarding their holdings or relationships.

Any performance data published on the Services is supplied by sources believed to be reliable, but such data is not guaranteed by these sources, the Company, or any other person or entity, and may not be complete, accurate and/or current.

From time to time, content published on the Services may refer to content previously published. These references may be selective, may reference only a portion of an article or opinion, and are likely not to be current. As markets change continuously, previously published information and data may not be current and should not be relied upon.

All content published on the Service is presented as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

The Services are not intended to provide tax, legal, insurance or investment advice, and nothing on the Services should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by the Company, its Authors and affiliates, or any third party. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.

Ownership of Content

All content on the Services, including but not limited to design, text, graphics, articles, comments, messages, photographs, video, audio, organization, compilation, and the selection and arrangement of all of the foregoing (“Company Content”), is the proprietary property of the Company or a third party and protected by copyright. We expressly reserve all rights in the Company Content. None of the Company Content may be modified, copied, distributed, framed, reproduced, republished, displayed, posted, transmitted, or sold in any form or by any means, in whole or in part, without the Company's prior written permission. You may not republish the Company Content on any Internet, Intranet or Extranet site or incorporate the information in any other database or compilation. Any other use of the Company Content is strictly prohibited.

All trademarks, logos, trade dress and service marks on the Services are trademarks of the Company or a third party and may not be copied, imitated, or used, in whole or in part, without the prior written permission of the Company or the applicable third party.

Third Party Content

The Services may include content provided by a third party, including content related to market quotations for and other information relating to securities. Netvest does not guarantee the accuracy or currency of such information. Such third party content is expressly subject to the disclaimers and limitations on liability set forth herein.

License to Use Services

You may use the Services and access the Company Content thereon subject to these Terms of Use.

Your use of the Services and Company Content is solely for personal and non-commercial purposes. Notwithstanding anything to the contrary herein, all rights not specifically granted in the license set forth above shall be reserved and remain always with the Company.

Content Submitted by Users

By providing information through the Services, including comments, public messages or other submissions (“User Contents”), you certify that the User Contents consist of original material to which you have all the rights; that the User Contents do not violate the rights of any third party, including, without limitation, copyright, trademark, patent, privacy or any rights creating claims for idea misappropriation or the right of publicity; that the User Contents do not contain any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene or that is known to be false; and that the User Contents do not include any private or personally identifiable information regarding you or any third party.

You further acknowledge that the User Contents become the exclusive property of the Company; that the User Contents will not be returned or kept confidential; that the Company is not obligated to use or pay you for the User Contents; that the Company may publish the User Contents in perpetuity in all markets worldwide and in any and all media now know or hereafter discovered, including the Website and the Application; that the User Contents may be edited for length, clarity and/or functionality; and that the User Contents may be shared with legal authorities if the Company believes it is warranted or pursuant to a verified request.

By personally customizing any portion of the Services, such as the stock “Watchlist,” you acknowledge that you are bound by the Disclaimer Regarding Investment Advice set forth above.

User Eligibility

You acknowledge that you are 13 years of age or older. If you are under 13, do not send any information to us or create an account.

Privacy

Any and all information that we obtain from you through the Services, including names, addresses, telephone numbers, e-mail addresses, comments, and any other information concerning use, transactions, and traffic through the Services may be collected and used by us as provided in our Privacy Policy which can be accessed through the following link: www.netvest.com/privacy-policy.

Account

When you register for an account on the Website or Application, you will be asked to provide an email address for use as your account username and to select a password. If you register through Facebook you will use your Facebook user name and you will access the Services through your Facebook password. You are entirely responsible for maintaining the confidentiality of your password and other account information, including through your use of the Services. You agree not to use the account, username, or password of another user at any time or to disclose your password to any third party. You agree to notify us immediately if you suspect any unauthorized use of your account or access to your password. Without limiting the foregoing, you are solely responsible for any and all use of your account. Your username and password are not transferable.

Voluntary Donation Payments

Any voluntary donation payments made by you to Investors on our Services (“Donations”) will be allocated between the Investor specified and the Company based on the percentage share amounts indicated at the time of payment. The Company reserves the right to change the percentage share amounts of Donations at any time without notice.

Company is a for-profit entity and Donations are not eligible for tax deduction.

No Refunds

Donations are nonrefundable.

Payment Methods

Donations require a one-time payment, due at the time of checkout, through the Website or Application. Any credit card information or personal information submitted for payment is handled by third-party payment vendors and is not stored on Company servers.

Cancellation and Termination

Your use of the Services may be terminated in accordance with these Terms of Use. The Company may immediately, without prior notice, issue a warning, temporarily suspend, indefinitely suspend, or terminate your account, at our sole discretion, for any reason, whether with or without cause or warning, and without liability.

In the event of cancellation or termination of your use of the Services, the Company may delete and/or store, in its discretion, data associated with your use of the Services. The Company may also change, suspend, or discontinue any aspect of the Services at any time, including the availability of any feature, database, or content.

Provisions herein that survive termination or expiration of the Terms of Service due to suspension of your account by Netvest are those relating to limitation of liability, payment and others which by their nature are intended to survive.

Communications on Internet; Events Beyond Our Control

Use of the Services is at your sole risk and neither the Company nor any of its affiliates, suppliers, employees or agents warrant that the Services will be uninterrupted, timely, accurate, complete or error-free or that errors, if any, will be corrected. Other than as required under applicable consumer protection law, under no circumstance will we be liable for any damages of any kind arising from the use of the Services. It is the responsibility of the User to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through the Services and we make no warranties or promises in regard to such information, including information regarding stocks, stock prices, stock trading information, or any information relating to any company provided in the Services.

While we have endeavored to create secure and reliable Services, the Company is not responsible for the security of information transmitted via the Internet, the accuracy of the information contained on the Services, or for the consequences of any reliance on such information. You must make your own determination as to these matters. The Company and its affiliates shall not be liable for damages as a result of any delay or other failure of performance due to causes beyond its reasonable control including, without limitation, acts of God, acts of customers or any of their representatives, acts of military or civil authorities, fire or other casualty, strikes, lockouts, weather, epidemic, war, riot, terrorism, telecommunications interruptions or computer viruses. The Services may be temporarily unavailable from time to time for maintenance or other reasons.

Disclaimers and Limitation of Liability

YOU EXPRESSLY AGREE THAT USE OF THE SERVICES IS AT YOUR SOLE RISK. All information appearing on the Website and Application, including content provided by Authors or third parties, is provided "AS IS, AS AVAILABLE" and without warranties of any kind with respect to whether it is correct, accurate, reliable, current or otherwise. THE COMPANY DOES NOT WARRANT THAT OPERATION OF THE SERVICES WILL BE UNINTERRUPTED OR FREE FROM ERRORS, THAT DEFECTS WILL BE CORRECTED OR THAT THE SERVICES WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

IN NO EVENT SHALL THE COMPANY OR ANY OTHER PARTY INVOLVED IN CREATING OR MAINTAINING THE SERVICES OR ANY OF THEIR CONTENTS, INCLUDING USER CONTENTS, CONTENTS POSTED BY AUTHORS OR THIRD PARTY CONTENTS, BE LIABLE FOR ANY INCIDENTAL, SPECIAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE DAMAGES, OR DAMAGES RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION ARISING OUT OF YOUR ACCESS TO, USE OF OR INABILITY TO ACCESS OR USE THE SERVICES. IN NO EVENT SHALL THE COMPANY’S LIABILITY EXCEED THE PRICE YOU PAID FOR THE SERVICES THAT ARE THE SUBJECT OF THE CLAIM DURING THE IMMEDIATELY PRECEDING TWELVE (12) MONTH PERIOD.

Some jurisdictions do not allow the limitation or exclusion of certain warranties or conditions, so some of the above exclusions may not apply to you.

The terms of this section shall survive any termination of these Terms of Use.

Links To Other Websites And Information About Other Products And Services

Links found in the Services may let you leave our Website or Application and go to sites operated by parties other than the Company or to register for an account using other parties’ sites. The linked sites are often not under the control of the Company and we are not responsible for the contents of any linked site or any link contained in a linked site that is not owned and operated by the Company, or any changes or updates to such sites. Such links through the Services to sites maintained by third parties do not constitute an endorsement, guaranty, or warranty by the Company, or any of its affiliates, of any third party or their content, nor the existence of a partnership, joint venture, agency, or other relationship between the Company, or any of its affiliates, and any linked third party or their content. The Company does not assume any responsibility or liability for the actions, products, content and/or information of these and other third parties and/or their websites. Third parties’ sites are not subject to our Terms of Use and Privacy Policy. You should carefully review their privacy statements and other conditions of use.

Prohibited Uses

In addition to other prohibitions as set forth in these Terms of Use, you are prohibited from using the Services or their content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Services or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Services or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Services or any related website or application for violating any of the prohibited uses.

Indemnity

You agree to indemnify and hold the Company, its subsidiaries and affiliates, and their respective officers, agents, partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising from your breach of these Terms of Use and/or any activity under your account, including User Contents.

Applicable Law

These Terms of Use shall be governed and constructed in accordance with the laws of the State of California without regard to conflicts of law provisions. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to these Terms of Use shall be in an appropriate state or federal court located in Los Angeles, California.

Any cause of action you may have with respect to your use of the Services must be commenced within one year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of these Terms of Use, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of the Terms of Use, and the remainder of the Terms of Use shall continue in full force and effect.

Location

The Services are targeted at and intended for visitors residing in the United States. Given the global nature of the Internet, however, the Services may be accessed by visitors residing outside of the United States. We make no representations or warranties that the Services are appropriate or available for use in countries outside of the United States. Visitors who choose to access the Services from outside of the United States do so at their own initiative and are responsible for compliance with any and all local laws and regulations that may apply to such access.

Modifications to these Terms of Use

The Company reserves the right to modify these Terms of Use at any time, and without prior notice, by posting amended terms on the Website or Application. We encourage you to review these Terms of Use periodically for any updates or changes. You understand and agree that if you use the Services after the date on which these Terms of Use have changed, the Company will treat your use as acceptance of the updated Terms of Use.

Entire Agreement

These Terms of Use and our Privacy Policy contain the entire agreement between you and the Company with respect to the Services. They supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the User and the Company with respect to the Services. Any rights not expressly granted herein are reserved.

Assignment

The Company may assign these Terms of Use at any time to a subsidiary or parent company or to a successor to its business as part of a merger or sale of substantially all of its assets. You may not assign or transfer these Terms of Use.

For any questions or comments, or to report violations of these Terms of Use, contact the Company at: contact@netvest.com with “Terms of Use” in the subject line of your email.